José Luís Borges

Abstract
The personal characteristics of entrepreneurs can be importantly related to entrepreneurial startup intentions and behaviors. A country-moderated hypothesis including the relationship between an individual's risk-taking propensity and entrepreneurship (behaviors or intentions of the person) was conceptually developed and empirically tested in this study. The data collection was performed through a structured questionnaire. Multinominal logistic regression was used for analyzing data obtained from 1,414 students in six countries. The crucial contribution of this research is the clarification of the character of risk-taking propensity in entrepreneurship and the indication that the risk-taking propensity-entrepreneurship relationship can be moderated contingent on power distance.

Abstract
Resumo O abandono escolar é um problema complexo que afeta a maioria dos programas de graduação pós-secundária, em todo o mundo. O curso de engenharia industrial do Instituto ISVOUGA, localizado em Santa Maria da Feira, Portugal, não é exceção. Este estudo usou um conjunto de dados contendo informações gerais dos estudantes e suas notas para as unidades curriculares já avaliadas. A partir deste conjunto de dados, foram selecionados dezessete preditores potenciais: cinco intrínsecos (gênero, estado civil, situação profissional, idade e regime de dedicação aos estudos – integral ou parcial) e doze extrínsecos (as notas em todas as doze unidades curriculares ministradas durante os dois primeiros semestres do curso). O objetivo principal desta investigação foi prever a probabilidade de um estudante abandonar o curso com base nos referidos preditores. Foi usada uma regressão logística binária para classificar os estudantes como tendo uma probabilidade alta ou baixa de não se reinscreverem no curso. Para validar se a metodologia utilizada é apropriada para o estudo em causa, a precisão obtida com o modelo de regressão logística foi comparada, por via de uma validação cruzada com cinco partições, com a precisão obtida pela utilização de três métodos muito utilizados em data mining: One R, K Nearest Neighbors e Naive Bayes. O modelo de regressão logística identificou quatro variáveis significativas na previsão do abandono escolar (as classificações nas unidades curriculares de ciência dos materiais, eletricidade, cálculo 1 e química). Os dois preditores mais influentes do abandono dos estudantes são não conseguir aprovação nas unidades curriculares menos exigentes: ciência dos materiais e eletricidade. Ao contrário do que seria de supor antes desta investigação, descobrimos que a não aprovação em unidades curriculares mais exigentes, como física ou estatística, não tem influência significativa no abandono escolar.

Abstract
Customers' response is an important topic in direct marketing. This study proposes a data mining response model supported by random forests to support the definition of target customers for banking campaigns. Class imbalance is a typical problem in telemarketing that can affect the performance of the data mining techniques. This study also contributes to the literature by exploring the use of class imbalance methods in the banking context. The performance of an undersampling method (the EasyEnsemble algorithm) is compared with that of an oversampling method (the Synthetic Minority Oversampling Technique) in order to determine the most appropriate specification. The importance of the attribute features included in the response model is also explored. In particular, discriminative performance was enhanced by the inclusion of demographic information, contact details and socio-economic features. Random forests, supported by an undersampling algorithm, presented very high prediction performance, outperforming the other techniques explored.

Abstract
In continental Portugal, the publicly financed supply of gastroenterology exams was limited since the end of the last century, restricted to a fixed set of private providers that was hired by the Portuguese state. This way of contracting created market entry barriers and is inefficient, since prices are administratively set. Besides, it produced access inequalities, because of the way that the supply was geographically distributed. This paper applies the Extended Kernel Density 4-Step Floating Catchment Area (EKD4SFCA) method to identify priority districts for the promotion of new supply by the state, in order to choose the appropriate way of contracting new private supply, as determined by current law, and to reduce access inequalities. The applied method enables the identification of the Portuguese regions with strong competition between health care providers and where patients’ access to publicly financed gastroenterology exams is relatively low. In these regions, the state should promote public bids to stimulate new supply, exploring thereby the potential for setting lower prices and reducing access inequalities.

Abstract
The proliferation of new technologies is revolutionizing the public transport sector, allowing Operators to replace complex and expensive infrastructures by travellers' mobile devices and online management channels and platforms. This paper aims to present the Seamless Mobility platform, a disruptive solution based on these new channels, which main goal is to facilitate and promote public transport usage for travellers, as well as reducing operational costs for public transport companies. The Seamless Mobility platform integrates three main components: (i) mobile payments, (ii) route planner, and (iii) social network. The payment component is based on the pay-as-you-go concept with check-in and check-out requiring the reading of the corresponding QR Code station. The route planner combines information from published schedules with real-time information to identify the nearest stops, the next departures, or the best route for a scheduled trip. The social network component allows real time sharing among travellers of public transport information, related to several aspects of the service (e.g. noise, skilfulness of drivers). To test the concept, a mobile application, called OneRide, was developed. This application was tested by users in real environment, in the city of Porto, Portugal. The results show that users considered the system extremely useful, since it is more convenient than traditional systems. It was also clear that users valued the integration of additional and complementary services with mobile payments, such as information about their journey, maps and schedules. Regarding the social component some users found it difficult to understand the concept, but once they understood they considered it very useful. The use of the QR Codes to perform the payment has shown to be one of the main challenges to be addressed, since lighting conditions, position and distance to the QR Code influences the reading process. (C) 2017 The Authors. Published by Elsevier B.V.